Future-proof housing loan Arnhem

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With the Future-proof Housing Loan (previously called "sustainability loan") you can finance energy measures such as insulation, a heat pump or solar panels. The loan is also intended to make your home life-proof, so you can live independently at home for longer. We offer the Future-proof Living Loan in cooperation with the Public Housing Stimulation Fund (SVn) and the Province of Gelderland.

Types of loans

There are 4 different loans with their own interest rates and amount you can borrow maximum:

Consumer loan

You can apply for a minimum of €2,500 and a maximum of €30,000.
You can borrow up to €50,000 for "zero on the meter" homes, making your home natural gas-free, or asbestos remediation combined with sustainability.
The interest rate is 1.6%.

Mortgage loan

You can apply for a minimum of €2,500 and a maximum of €50,000.
For a 10-year term, the interest rate is 1.6%.
For a 20-year term, the interest rate is 1.8%.

Redemption

Your home is worth more than the amount of your mortgage. With this excess value, you can future-proof your home.
You can apply for a minimum of €2,500 and a maximum of €50,000 through a mortgage loan.
The interest rate is 1.7%.

Customized loan

You can apply for a minimum of €2,500 and a maximum of €50,000 through a mortgage loan.
The loan applies to foundation repair, asbestos remediation and energy measures.
The interest rate is 1.7%.

You can find more information about loan maturities and closing costs in the Regulation Future-proof housing loan.

Terms

You own and occupy an existing property or you are a private landlord of up to 3 properties in Arnhem.
You use at least 1 energy measure when investing in your home.
The measures for which you can apply for a loan can be found in the measure list.

Request

You first request permission for the measures using the button below. Do you have permission? You will then receive an allocation letter by e-mail. With this letter you can apply for the loan at the Public Housing Stimulation Fund (SVn).

Start application

Learn more

You can find more information about energy measures or measures to live independently at home longer on the website www.arnhemaan.nl and www.mijnhuisopmaat.nl.